Help & Support

Download Spenrol free from the Google Play Store and log in with your phone number. No email or password needed. We send a one-time code to verify it's you.

No. Spenrol never connects to your bank or UPI apps, never asks for your UPI PIN, and can't move your money. You pay in your usual UPI app and log it in Spenrol.

After signup you choose a monthly total and split it into categories (Food, Transport, Shopping and so on), each with its own limit. You can change them any time from Budget settings.

No. Anything you haven't split goes into an automatic Not allocated category. It shows how much is still unplanned, and it shrinks as you create categories. You can log expenses to it like any other category, but you can't edit or delete it.

Each category has a monthly limit that counts toward your total budget. Spenrol updates what you've spent per category as you log expenses, so you always see what's left.

Yes, from Budget settings. You can rename, change limits or add categories. The limits can add up to less than your total (the rest goes to Not allocated) but not more. Categories that already have expenses are never deleted, only edited, so your history stays intact.

On Add Expense, choose New category. It is carved out of your Not allocated amount, so its limit can be at most what is still unspent there.

Spenrol asks how to roll over:

• Reset copies last month's categories and limits into the new month.
• Carry forward adds what you didn't spend to the new month's total and spreads it across your categories in proportion.

Not allocated is never copied. It is recalculated from the new total. No category limit ever goes below zero.

Yes. Open History and tap a month's header to see that month in read-only view, with whether you finished under or over budget.

A 0 to 100 read on how much of your month was on purpose. It looks at how much of your spending you tagged Required versus Optional or Impulsive, and whether you stayed within budget. It is a mirror for reflection, not a judgment.

Only expenses tagged Required, Optional or Impulsive count. If nothing is tagged yet this month, there is nothing to calculate, so Spenrol shows no score instead of a guess.

When adding an expense, turn on Split and enter how many people share it. Spenrol divides the total and counts only your share against your budget. It doesn't send requests or track who owes what.

1. Manually: tap the add button on Home or History and fill in amount, payee, category and (optionally) Required, Optional or Impulsive.
2. From a screenshot: share a payment confirmation screenshot to Spenrol from your gallery or UPI app.
3. From text: share the payment confirmation text from your UPI app.
4. From bank SMS alerts (optional, Android): see Bank alerts & Review below.

Google Pay, PhonePe, Paytm and super.money are read most accurately. Other apps use a general fallback and may need more manual fixing.

No. You always see a review screen with everything pre-filled, and nothing counts against your budget until you save. Auto-fill can make mistakes, so check it.

Yes, from where you filed that merchant before. You can change it on the review screen.

No. The text in the screenshot is read on your phone. The image never goes to our servers. Only the expense you confirm is saved.

Yes, from its detail view. Category totals and your spending score update straight away, because they are worked out from your current expenses each time.

Open History. Search by merchant or note, or filter by Category or Dates. Each month shows how much you spent and how much was left.

The big number is what is left this month out of your budget. Left for today is that amount divided by the days remaining, so spending less today raises tomorrow's number. Below it, How you spent shows your Required, Optional and Impulsive split for the month, then your categories with what is left in each.

An optional Android feature, off by default. When you turn it on, Spenrol picks up payments from bank alert SMS and holds them for you to review. Nothing counts toward your spending until you confirm it.

Messages are read on your phone. Only the structured details (amount, date, merchant and similar) are uploaded. The SMS text itself never is.

When you turn it on, you choose From today (the default) or Since the 1st of the month. If you turn it off, messages received in the gap are never read later.

Open Review. Payments show as a deck of cards, oldest first. Swipe to decide and tag the spend at the same time:

• Right: add it as Required
• Left: add it as Impulsive
• Up: add it as Optional
• Down: Archive it

You can also tap the intent control on the card. You must choose an intent to add a payment. If a payment is shared, you can split it on the card so only your share counts.

The amount, the category, and its budget before and after adding it.

Open the Archive tab and tap Restore. It lists what you archived in the last 7 days.

Spenrol flags a payment that looks like an expense you already logged, and it defaults card bill payments, transfers between your own accounts, autopays and ATM withdrawals to skip, since those usually aren't new spending. You can still add them.

A refund appears as its own card. Your original expense changes only if you choose to apply the refund.

Yes. If you have payments waiting from today, you get one nudge in the evening (around 9 pm), at most once a day.

Open Recurring and tap Add, then fill in the payment and choose how often it repeats: weekly, monthly, yearly or a custom interval. You can also turn any expense in History into a recurring payment.

For a recurring payment with reminders on, Spenrol sends a push notification 2 days before, 1 day before, and on the due day. The in-app "due soon" card on Home is quieter: it appears only for payments due today or tomorrow.

An optional Android feature, off by default. When you open a watched app (for example Swiggy, Amazon or Uber), Spenrol shows a short notification with how much of that app's budget is used or left, and how many times you've paid it this month. It disappears after a few seconds.

You must grant Usage access to Spenrol. The settings stay on your phone and are cleared when you log out.

15 apps, including Swiggy, Zomato, Blinkit, Zepto, BigBasket, Amazon, Flipkart, Myntra, Ajio, Nykaa, Meesho, Uber, Ola, Rapido and BookMyShow. You can switch any app off or point it at a different category.

Only that one of those apps opened. It never sees what you browse, what is in your cart or what you buy.

Settings, then your name at the top. You can edit name, email, date of birth, income band and occupation. These currently help us understand our users and don't change your budget or score.

Settings → Mode: System, Light or Dark.

Settings → Notifications.

When we change the Terms of Service or Privacy Policy, the app asks you to review and accept the new version. You can read both on this site first.

Settings → Delete Account, then type the confirmation phrase. This permanently deletes your account, budgets and expense history and can't be undone. You can also request deletion by email at spenrol.com/delete-account.

Yes. Budgets, categories and expenses are stored on our servers against your phone number. Log in on the new phone and they come back.

• Alerts when you're near a category limit
• A daily summary and a weekly spending comparison
• A heads-up before your month rolls over
• Recurring-payment reminders
• A gentle nudge if you haven't logged anything for 3 days or more (at most once a week)
• An evening review reminder, if you use bank SMS tracking and have payments waiting

Always. Every figure is worked out from your own expenses when the notification is sent. We never show made-up numbers or compare you with other users.

Fix it on the review screen before saving. If one UPI app keeps reading wrongly, email [email protected] with the app name and we'll improve it.

Check that recent expenses have the category and intent tag you expect. Both feed straight into the score and totals.

Not yet. It's Android-only today. Join the iPhone waitlist on spenrol.com and we'll email you once when it's ready.

Not before the payment itself. That needs a UPI licence from NPCI, which we're working toward. Today you pay in your UPI app and log it in Spenrol afterwards. If you turn on spend nudges, Spenrol can show what is left in a budget when you open a shopping or food app.

Email [email protected] or use Support in Settings.