Budget, log, review: three steps

1

Set your budget

Enter your monthly take-home, then split it across the categories you actually spend on: food, transport, shopping, whatever applies. You don’t have to split all of it. What’s left sits in a Not allocated category that Spenrol manages for you, and you can log spending to it or carve a new category out of it later.

In the app

1. 1Enter your monthly take-home.
2. 2Add the categories you spend on and give each a limit.
3. 3Leave the rest in Not allocated, or keep assigning.

2

Capture in seconds

Paid on GPay, PhonePe, or Paytm? Share the payment screenshot into Spenrol and it fills in the amount, merchant, date and category, picked from where you filed that merchant before. You check them and tag the spend Required, Optional or Impulsive. Prefer typing it in? That works too. If you turn on bank SMS tracking, payments found in bank alerts wait as cards to review at the end of the day. Nothing counts as spending until you add it.

In the app

1. 1Take a screenshot of the payment confirmation.
2. 2Share it to Spenrol, or pick it from your gallery inside the app.
3. 3Check the filled-in details, tag the intent, save.
4. 4Optional: review bank alerts. Swipe right for Required, left for Impulsive, up for Optional, down to archive.

Text recognition runs on your phone. The screenshot isn’t uploaded.

3

See the pattern

A daily “left for today” number and a pace chart tell you whether you are ahead or behind. If you turn on spend nudges, opening Swiggy, Amazon or Uber shows what is left in that budget and how often you have paid the app this month. Category breakdowns show where the money actually goes, a recurring payments screen lists bills before they fall due, and the spending score on the Insights tab tracks whether it is getting better.

In the app

1. 1Check Left for today on Home before you pay.
2. 2Open a category to see where it went.
3. 3Add your bills and subscriptions to get reminders.
4. 4Watch your score on the Insights tab.